Last Updated: 08 February 2026
This Disclaimer applies to all content provided by Coach Himeesh Garjje, including landing pages, webinars, videos, WhatsApp messages, PDFs, and coaching programs.
1. Education, Not Financial Advice
All information provided is for financial education, awareness, and general guidance only. It is not investment, legal, tax, or personalized financial advice.
2. Not a SEBI-Registered Advisor
I am not acting as a SEBI Registered Investment Advisor, Portfolio Manager, or stockbroker.
3. Responsibility of the User
You are solely responsible for evaluating risks, doing your own research, consulting certified professionals, and making investment decisions.
4. No Guarantees
Case studies, examples, projections, or FIRE timelines are illustrative and not guaranteed.
5. Product Mentions
Mentions of insurance, mutual funds, index funds, or retirement products are purely educational.
6. Investment Risk Warning
All investments carry risk. Users must assess suitability independently.